Key Points Health terms can be overwhelming especially when you are trying to choose the right plan for yourself or for your family. One of the most common things that comes into your mind is commercial health insurance and you…
Key Points You have heard that life insurance protects your family, but the details feel buried under jargon. What actually happens when you die? How do your beneficiaries get the money? Does the money get taxed? These are not stupid…
Key Points Compare multiple quotes to save Costs vary by age health Whole life offers lifetime coverage Online quotes are fast easy Cash value grows over time You want protection for your family, but contacting insurance companies one by one…
Key Points When a loved one passes away unexpectedly, your family faces an immediate financial crisis. The average funeral with burial costs $8300 in which traditional cemetery services, you are looking at nearly $10,000. Most families do not have that…
You are staring at healthcare costs thinking if there is a plan that actually covers what you need without draining your bank account. The Affordable Care Act ACA created a baseline standard for health insurance, but navigating what is ACA…
You searched for your eye doctor’s name. It was not in the network. Sound familiar? Choosing a vision insurance plan based on the monthly premium is one of the most common and costly mistakes that people make. The real question…
Key Points Vision insurance covers 50-80% of eye exam costs — most people overpay because they don’t understand their plan’s scope You can combine vision insurance with HSA/FSA funds — double coverage strategy saves $400-600/year Standalone vision plans cost $10-20/month…
Key Points You are 68 years old and a friend mentioned life insurance at lunch. Your first thoughts are they will never approve of me and I am too old and my blood pressure is high. These are all the…
You can access your life insurance before you die here is how Most people think life insurance only pays out after death. That’s the gap living benefits fills and it is changing how people plan for illness, injury and retirement.…
Key Points Getting life insurance for diabetics is absolutely possible. Millions of Americans with type 1 and type 2diabetes carry active life insurance policies today. The idea that diabetes is an automatic disqualifier is outdated and it can be costing…