You are staring at the benefit page during open enrollment. Three acronyms EPO, PPO and HMO are written and a deadline. Pick the wrong one and you could pay $800 for a single specialist to visit that would have cost…
There are so many people who choose their health plan based on monthly premiums. That is a trap. They pick what looks cheapest in October, and by February they are hit with a $900 bill because their specialist was out…
Key Points Here is what nobody tells you that is applying for life insurance right after a cancer diagnosis without knowing which companies will actually approve you, it could result in a permanent denial on your record that makes future…
You just got off a call with the charming insurance agent. The premium is surprisingly low, the coverage sounds perfect and they are pushing you to sign today. Something feels off but you can’t quite name it. That gut feeling…
Most people looking at life insurance quotes do this wrong like the pick up policy, get a number and assume it’s normal. Then they find out a friend the same age is 40% less because they bought two years earlier…
Key Points Health terms can be overwhelming especially when you are trying to choose the right plan for yourself or for your family. One of the most common things that comes into your mind is commercial health insurance and you…
Key Points You have heard that life insurance protects your family, but the details feel buried under jargon. What actually happens when you die? How do your beneficiaries get the money? Does the money get taxed? These are not stupid…
Key Points Compare multiple quotes to save Costs vary by age health Whole life offers lifetime coverage Online quotes are fast easy Cash value grows over time You want protection for your family, but contacting insurance companies one by one…
Key Points When a loved one passes away unexpectedly, your family faces an immediate financial crisis. The average funeral with burial costs $8300 in which traditional cemetery services, you are looking at nearly $10,000. Most families do not have that…
You are staring at healthcare costs thinking if there is a plan that actually covers what you need without draining your bank account. The Affordable Care Act ACA created a baseline standard for health insurance, but navigating what is ACA…
