You just got turned down for life insurance. Or maybe a loved one has a serious health condition, and every quote you get disappears the moment they ask a health question. Someone at the insurance office mentions about guaranteed issue…
You just received a windfall that is an inheritance, a year end bonus, or a settlement check. Someone tells you to park it in a single premium term insurance policy. Pay once, then you are covered for 20 years, no…
There are so many people who skip the dental insurance thinking that it is too expensive for them, and then pay $1,500 out of pocket for a single crown they thought it was covered. Others buy the cheapest plan that…
Imagine paying $150 a month for 30 years, that is $54,000 in total, and then reaching the end of your term with nothing to show for it. No payout. No refund. Just gone. That is the quiet frustration millions of…
Most people pick the wrong health plan not because they are very careless, but because no one explains the differences clearly before open enrollment closes. You see three letters and those are POS. You’re not sure if that’s better or…
Most of the people shopping for financial protection make the same costly mistake like they confuse an annuity with life insurance, buy the wrong one, and only find out years later when it is too late to fix it. If…
You saw the ad. A friendly spokesperson, $9.95 a month, guaranteed acceptance — no medical exam, no questions. It sounds simple. It’s not. There are a lot of people who sign up for the Colonial Penn $9.95 plan every year…
Key Points Long-term care insurance is an important financial tool that will help to protect your savings, income and your family when you need extended medical or personal care. As healthcare costs continue to increase and having the right long-term…
Most people pick their health plan during open enrollment in about 20 minutes. They look at the monthly premium, choose the lowest number, and move on. If that plan happens to be a high deductible health plan, they will not…
You are staring at two health plan options during open enrollment, the one with a lower monthly premium and one that feels “safer” because the deductible is lower. So you pick the one that looks cheaper upfront. That one decision…